Mr. Zdenek has over twenty-five years experience in providing personal financial planning, cash flow planning, estate planning, business management, tax planning and investment management advice to affluent individuals, senior executives, physicians and business owners.

Over the years he has been among those selected to appear in lists of the nation’s top financial advisers as judged by publications such as Medical Economics, Wealth Manager and Worth. Also, Financial Planning magazine singled out the due diligence process employed by Mr. Zdenek and the Zdenek Financial Planning team for selecting separately managed accounts money managers for its high net worth clients as being the Best Practices example for the profession.

Mr. Zdenek has been quoted in national publications such as The New York Times, Worth, Personal Finance, Medical Economics, AAII Journal, Financial Planning and Accounting Today. He has also been quoted on-line at worth.com, worldlyinvestor.com, sageonline.com, office.com, ON24.com. In addition, he has shared his expertise through television appearances on NBC Nightly News, CNN-fn, Fox News, the Cable Television Network and the RTN Network.

Mr. Zdenek created a three-part series on personal financial planning strategies for the readership of worth.com and has written a “Planning Tips” column for the American Institute of Certified Public Accountants’ (AICPA) national newsletter, Planner. He has also created a national financial series for Roche Laboratories Teleconferencing Network and is a founding member and leader in the CPA Financial Planners Forum, a nationwide network of CPA financial planners.

Committed to sharing his expertise with others, Mr. Zdenek has lectured on financial planning and investment management to many organizations across the country including the National Association of Personal Financial Advisors (NAPFA), TD Waterhouse Advisor Direct Seminars, the American Gastroenterological Association, the International Quality and Productivity Center and the Healthcare Financial Management Association, among other professional groups.

Previously employed by Arthur Young & Co., New York City and Merck & Co., Inc., New Jersey, Mr. Zdenek founded Zdenek Financial Planning in December 1982. He holds an undergraduate degree from Rutgers University and a Masters of Business Administration degree from Rutgers Graduate School of Business.

President of Zdenek Financial Planning and a personal financial planner, Guy McPhail manages the personal financial planning area for the firm and provides strategic analysis in the areas of cash flow management, tax planning, estate planning, retirement planning, stock option strategies and investing. He is a Certified Financial Planner® professional and a Certified Public Accountant (CPA).

Previously, Mr. McPhail served as chief operating officer and president of two telecommunications firms, and as president of a training company for franchise businesses. In addition, he owned and operated a CPA firm for ten years.

Mr. McPhail has also lectured on various financial planning topics including tax planning, cash flow management, business management, estate planning, planned giving and investment management.

He is a member of the Financial Planning Association (FPA), American Institute of Certified Public Accountants (AICPA) and the New Jersey Society of Certified Public Accountants (NJSCPA).

In addition to providing the firm’s clientele with personal financial planning and investment management advice and counsel, Mr. Picariello provides expert counsel on sophisticated approaches to dealing with the exercise and sale of stock options as well as any related AMT issues.

Previously, Mr. Picariello served as Assistant Vice President in the Wealth Management Services’ Private Client Group of Merrill Lynch and Tax Manager at Arthur Andersen, LLP in their New York City office.

Mr. Picariello has been quoted in financial and business publications and is a member of the CFA Institute, New York Society of Security Analysts (NYSSA), the American Institute of Certified Public Accountants (AICPA) and the New Jersey Society of Certified Public Accountants (NJSCPA).

Mr. Picariello holds a B.S. in Accounting from Albright College and a MBA in Finance from Rutgers University.

Prior to joining the firm, from 1996 until 2007, Mr. Silletto was with the investment management division of Indiana-based Old National Bancorp (formerly American National Bancorp) and its trust company.

From 2002 until 2007, Mr. Silletto was President and Chief Investment Officer of Signal Capital Management, Inc., the investment advisory subsidiary of Old National Bancorp. In that position, he was responsible for all aspects of investment policy governing the management of $2.7 billion of managed client assets including the Signal Funds family of mutual funds. Mr. Silletto led a team of 24 investment professionals including analysts, portfolio managers, traders and support specialists located in three regions. As a member of senior leadership team, he also was involved in strategic planning and project management for entire Wealth Management Division.
Prior to that, from 2000 until 2002, Mr. Silletto was Senior Vice President and Chief Investment Officer of Old National Trust Company, supervising the overall investment function of the trust company that, operating in three states, managed over $4 billion in client assets with a 15-office team of over 130 employees serving 5,000 client accounts. Earlier, from 1996 until 2000, Mr. Silleto was Vice President and Investment Officer of American National Trust and Investment Management, where he managed client portfolios and was involved with new business development efforts.

Earlier, Mr. Silletto was Vice President and Chief Investment Officer, NE Indiana Region for JPMorgan Chase (formerly NBD Bancorp, Indiana), managing over 300 client portfolios as well as four common and collective funds.

He holds an undergraduate degree from Indiana University and completed the Cannon Financial Institute, Advanced Trust Investment School, University of Notre Dame. Also, Mr. Silletto holds a Series 65 License.