Zdenek Financial Planning, LLC
is a Registered Investment Advisor (RIA)
with the Securities and Exchange Commission (SEC). In our role as
investment advisor to our clients it is our job to help structure
and manage their investment portfolios for achieving financial independence
and preserving wealth. Zdenek Financial Planning offers a comprehensive
Investment Management Program to achieve this.
We have an established investment management process that is specifically
geared to the affluent investor. Considering a client's goal for
wealth building and wealth preservation, we calculate what investment
rate of return he requires to reach these objectives. We analyze
a client's investment time horizons and liquidity needs over the
short, mid and long term, and his investment risk tolerance for
each time period. Then, using the client's personal investing
guidelines, we research and select suitable money managers to
whom, or mutual funds to which, we will allocate his investable
cash.
We provide our clients with access to some of
the top private money managers in the nation thus enabling us
to create customized portfolios for each client based on their
specific wealth and investment targets per their Personal Financial
Plan. We work closely with each money manager to ensure they know
the individual portfolio and asset management needs of each client
and provide on-going due diligence to ensure each manager continues
to stay true to their investment style and approach. Pension funds,
IRAs and individual investment accounts are managed in this personalized
manner.
Once a client's wealth is prudently invested,
Zdenek Financial Planning's service continues as we actively monitor
the performance of each investment in the portfolio. We will retain
an investment as long as it continues to perform acceptably and
meets the needs of a client's personal portfolio.
We also provide each client with a specialized
quarterly investment report, which provides a consolidated view
of his or her wealth and investment targets against actual performance
of the portfolio. As part of this process, we give special attention
to explaining the performance and progress of their investment
portfolios as well as any rebalancing and/or strategy changes
that need to be implemented.
Following a five-point investment philosophy, we:
- Set a reasonably attainable investment return objective.
- Let compounding play a key role in growing wealth.
- Invest for the long term. Don't chase investment fads or try
to time the market.
- Only make investments that allow you to sleep well at night.
- Base portfolio asset allocation decisions and investment selections
on the requirements of a client's personal financial plan.
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